After a long, successful career, you’re finally ready to retire. You look forward to spending more time pursuing a hobby or two, taking it easy, being with family and friends, and maybe traveling, but you worry about the transition. After all, adjusting to a retired lifestyle may take some getting used to, and you won’t enjoy the same benefits you did while you were working. For instance, did you know that Medicare doesn’t cover dental care at all?
As you age, taking care of your oral health is still essential in keeping your heart, brain, and the rest of your body healthy. But how are you supposed to pay for the entire cost of dental care while you’re on a fixed income? The good news is that many dental offices, like your dentist in Westhampton Beach, provide a dental membership plan as an alternative to dental insurance.
What is a dental membership plan?
Simply put, a dental membership plan, also sometimes called a loyalty plan, offers a way to reduce out-of-pocket costs for patients who do not have traditional dental insurance coverage. These patients include those who are retired, are self-employed, are small business owners, and more. This plan enables them to access affordable dental healthcare without many of the hassles of dental insurance.
How does a dental membership plan work?
Compared to dental insurance, a membership plan is much easier to understand. When you join a membership plan, you simply pay an annual fee and get immediate access to preventive dental care. Most plans give you two dental cleanings and regular checkups per year, as well as free consultations with your dentist, at no additional cost. If you require other services, such as a filling or crown, you also get a discount on the total cost.
How is a dental membership plan different from insurance?
At first glance, this plan may look similar to dental insurance, but they actually have very little in common. With a membership plan, there are no waiting periods, no annual maximums, and no deductibles to worry about. Additionally, while dental insurance does not typically cover cosmetic work and dental implants, the membership discount still applies to many of these types of procedures, helping you save money where insurance doesn’t.
As you enter this new chapter of your life, you shouldn’t have to worry about how you’re going to continue caring for your dental health moving forward. With a dental membership plan, you can keep your smile healthy and strong for many years to come while you enjoy your retirement.
About the Practice
At Beach Dental, our dentists have decades of experience and strive to form a personal, trusting relationship with each patient. We believe that dental healthcare doesn’t have to come with outrageous costs, which is why we are happy to accept dental insurance, but we also have our patient loyalty plan for those without it. If you have questions about our loyalty plan, you can ask our team by calling 631-325-0731 or clicking here.